Archive for the ‘Frequently Asked Questions’ Category
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Texas Auto Insurance Definitions
- April 18, 2010
- Auto Insurance,Frequently Asked Questions
- 6 Comments
Have you ever wondered what some of the words you find in your auto policy, or insurance cards mean? Below we define the more important ones you will come across. Texas Auto Insurance Definitions Actual Cash Value (ACV) The value of your property, based on the current cost to replace it minus depreciation. Bodily Injury [...]
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What is Towing and Labor Coverage?
- April 18, 2010
- Frequently Asked Questions
- 2 Comments
Should your insured car be on the fritz, Towing and Labor coverage will reimburse you for towing or roadside assistance up to the applicable amount.
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What is Rental Reimbursement?
- April 18, 2010
- Frequently Asked Questions
- 0 Comment
If you have an auto accident that is determined to be covered under your Texas auto insurance, we’ll reimburse the cost of a rental car (up to your coverage limits) while your own car is being repaired.
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What is Personal Injury Protection (PIP)?
- April 18, 2010
- Frequently Asked Questions
- 0 Comment
Personal Injury Protection coverage includes reasonable and necessary medical and funeral expenses, income continuation and more if you, a passenger in your car or a family member are hurt or killed in a motor vehicle accident.
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What is a Texas Uninsured/Underinsured Motorist (UM)?
- April 18, 2010
- Frequently Asked Questions
- 1 Comment
The state of Texas requires its drivers to have Texas car insurance. So, if you or your family members are driving in the state of Texas, you are required to have Texas auto insurance. However, there are people on the road today who do not have enough coverage or non at all. If a Texas [...]
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What is Bodily Liability/Property Liability Insurance (BI/PD)?
- April 18, 2010
- Frequently Asked Questions
- 0 Comment
The state of Texas requires its drivers to have Texas car insurance. So, if you or your family members are driving in the state of Texas, you are required to have Texas auto insurance. Bodily Injury Liability insurance (BI) and Property Damage Liability insurance (PD) is a requirement by the state of Texas that the [...]
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Comprehensive vs. Liability Insurance On My Vehicle?
- April 18, 2010
- Frequently Asked Questions
- 1 Comment
Comprehensive vs. Liability insurance is rather simple to determine. If your car is getting old and dropping in value, you can drop Comprehensive and Collision off of your policy.
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What is Comprehensive Coverage?
- March 16, 2010
- Frequently Asked Questions
- 0 Comment
Covers damages other than Collision, including hail damage, vehicular vandalism and auto theft. This is an optional coverage, however, it is required by financing companies.
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What is Collision Coverage?
- March 16, 2010
- Frequently Asked Questions
- 0 Comment
Should the insured party be at fault in a covered accident, Collision Coverage covers those losses. The insurance company must pay for the repair or up to the actual cash value of your vehicle, minus your deductible. Financing companies require this coverage.
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